Well, I just locked in at 5.45% on a duplex (non owner occupied). 20% down, 25 year amortization, 7 year balloon.

If you LOC and then need to lock rater later it will be much higher rate.

It's literally- heres the code to the lock box and then we submit an offer.I'm going to try submit some offers directly to the listing agent and see if that changes anything.

We could lock up all kinds of materials inside it overnight and no one would touch it in the hardest neighborhoods. 

Your losses are locked up and pushed into the future.

Landlord locks.3.

I recently considered using a 12mm water resistant laminate (was on sale at $2/sqft) that had a real wood look and is click lock (floating) laid down. 

I have 3 under contract right now, and two of them are wrapping up the closing process towards the end of next week it looks like.One of the properties is good to go, financing is all locked down, appraisal/inspection is done, etc.But...

I dont wanna lock myself out of that by doing timeshares

Whereas finding a mortgage lender is much easier and you can get the interest rate locked as well as all the funds up front?