Hey Dan Krupa,During one's wealth creation phase they should acquire, leverage and get their name on as much title as possible, then during their wealth preservation phase they should pay off as much of the leveraged debt as possible starting with their primary residence.

The sad fact is that money and wealth creation are not taught at school.

Their company has grown with my needs over the last seven years of note creation and sales and I love working with them.  

A few items to consider are: i) Understand market fundamentals for the particular city (new employers coming to town, creation of jobs by different industries) ii) Look at unemployment trends iii) single and multi-family permit applications iv) Supply coming to market over the next 12-24 mos v) Home Price appreciation over last year and expected in the near future.As a real estate investor, you do not want to be in a position where a property is operating at negative cashflow but there are certainly items you need to consider before purchasing that particular property in the first place.

After the creation of DFI, they started going after every escrow officer that did double closes (and some went to jail)...

They have gone through great length to create and offer this new tax incentive so I see no reason why not to trust it and the procedure for applying does not seem to be overly complicated or burdensome.My understanding is that the tax is for the creation of new rental units on the market not for existing rental units so the tax holiday is not for existing units but for newly created units such as would be the case for additions and new construction.

Could someone fill me on who's area of responsibility the creation of these plans belong to and who I should approach to get the plans delivered?

You do not need an attorney.You need a specific real estate litigation attorney that focuses on business creation, partnerships, and entities.You will need to pay money to unravel this mess.

Google cities with most population growth and job creation.  

Do you take this to mean that it can be either a fixed term (say 10 years) chosen at trust creation, or for life, as long as you don't live more than 20 years?