Private Lending & Conventional Mortgage Advice
Market News & Data
General Info
Real Estate Strategies

Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal



Real Estate Classifieds
Reviews & Feedback
Updated over 2 years ago on . Most recent reply

Need help with financing my real estate goal for rental propertys
As of right now I am going to go over with you quickly my 20 to 25 year retirement plan to live off cash-flow. Guys in the next 5 to 10 years I plan to buy 1 to 2 properties a year. I am looking to keep things simple and easy for me. My goal is to simply invest in SFH or Condos in A/B neighborhoods. I don't want to deal with crappy tenants and old buildings. I have zero (0) debt, and I have been working at my current job that I love for the past 20 years. I make a good living and I have enough money to start investing comfortably. My credit is Excellent. I want to avoid having to put down 20% on every home that purchase. Can someone with my credentials find a lender that will take less than 20% as a down payment? Any other ideas for me to fund these real estate deals? I am in for the long-term so I just wanted to know if I am stuck with the convention traditional loan? or does my great financial situation allow me for better financing options?
Most Popular Reply

If you are open to change, I would also strongly advocate for buying a property every year or two as a primary residence and then "upgrading" into the new purchase and renting out the previous property such that you can finance them with less than 20% down