I can’t seem to find anyone who can tell the truth either.  

Ive watched all the podcasts, read all the books, taken all the necessary action (analyzed deals, went and saw houses, marketing, direct mail, spoken with owners, etc) but the truth is......having money sucks when its “not enough.”

REI needs an honest and truthful assessment of things!

This is at a minimum; many transactions will also include one or more of the following: assignment of rents, default judgement, fixtures, furnishings and equipment lien, notification of legal representation, additional security interest document, correction agreement, UCC filing, notice of fees, Usury acknowledgement, extension fee agreement, non homestead affidavit, truth in lending acknowledgment, and probably a few more that I’m unfamiliar with.If you’re asking about interest rate and loan terms, a general guideline is that interest rates can be as low as 6% and as high as state usury laws allow, usually 18-24%.

@Ben Clark while there is some truth to this, this is not entirely accurate.

The veteran below feels that I got him some amazing deal or whatever, the truth is that I was the only person he spoke to who was NOT trying to screw him because he's a veteran using a VA loan (85% sure he's a biggerpockets member too).

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But I’m going to tell you the truth based on MY experience.

We've got a lot of incredible resources specific to our GTA market...I recommend the podcasts "The Truth about Real Estate Investing", "Breakthrough Real Estate Investing" and "Where Should I Invest?". 

While I think there is some truth to that statement, I don’t completely agree.