I wonder how a commercial lender looks at a loan modification at end of forbearance. 

SBA has a tendency to say guaranteed and then try to get out of it. 

@Andrew Savikas  I definitely agree with you about the experience piece and I was very tempted to just do it and see what happens because I have a tendency to over analyze! 

The simple fact that a person at end of their life or career has less to show for a higher income, I would agree that they didn't save as much as person B.

I am a substitute teacher I pay my own taxes early or at end of the year.

Usually it is interest only payment then at end of term full note is due.

Yes, but I look like my brother, and group together to get 2% cash back card that pays for itself, and some back at end of year.7.

@Ryan PozziI have a tendency to oversimplify everything.

@Mike FrancoSo which is it.. you have to either “term” out your tenant at end of fixed term lease or.. you have to take it off the market for a year.

Up until recently, the laws were reasonable and applied more or less fairly with a slight to moderate bias towards the tenant (the landlord-tenant courts are conducted by magistrates who are ultimately answerable to judges but who, in 99.99% of the cases, are the final word, and have a tendency - if given any sort of excuse - to rule in favor of or at least grant a continuance to the tenant).