Quote from @Jay Hinrichs: But like I said its only a handful of folks I would trust to be my clients for this type of activity far more risky than vanilla lending.Why do you believe the risks are higher in the scenario I outlined where clear title is guaranteed at closing but not weeks in advance to present to an underwriter? 

Thanks in advance! 

Thanks in advance for any input on this novice question of mine!

The LLC is owned by my revocable family trust that my wife and I are the only trustees of (have a certificate of trust that can be provided).* My insurance carrier does not accept escrow payments, so I would need a solution that wouldn't require escrow or something creative with the escrow.Property Details:Duplex located in Wisconsin (city of approximately 9,000 people)Purchase date:  05/10/2024Purchase Price:  $85,000Rehab:  $31,000ARV:  $140,000 (still need to have appraisal completed - this is based off of my comps)Projected rent:  $1,450 / month (just listed so no leases yet. 

Thanks in advance for all your opinions and help!

Thank you in advance...

However, it might also be worth exploring ways to increase your income, whether through side hustles, certifications, or career changes, to give you more flexibility in your investments.Ultimately, it’s about aligning your investment with your goals.

Goodness…Thanks in advance!

If anyone here has experience with this type of sale, I’d love to hear your recommendations and any insights you might have.Thanks in advance for your help.

Technically he seems to be right, but knowing what your goal is in advance and that the lender wouldn't allow it means that by concealing your actual plan you've been deceptive.