And just because electric is mandated on new buildings doesn't mean it is a cheaper utility.

As Dale Carnegie said, "The only way to get the best of an argument is to avoid it."

I understand that nothing in life is free.

My wife and I are limited on funds, but what I've been hearing on podcasts and YouTube videos about Repository Sales seems promising.

Personally, I liked Debexpert more, but everyone has their own opinion and Paperstac is good to buy an asset if you know what you want and if you need to sell a note quickly.

I just bought 5 houses in 5 days in 3 states, 1 of the states I never bought property before. 

Ultimate goal is good cash flow to enhance retirement income.

I couldn’t tell you what rates are today but I assume they are competitive.

Quote from @Jimmy Sont: I'm looking to build around 700 sq ft 2 bed / 2 bath guest house primarily used for short to mid term rentals.

I'm sure some policies have all kinds of language in them, but if it guarantees me full replacement that is what I would expect otherwise my granite counters would be replaced with laminate and my tile and hardwood replaced with vinyl and the cheapest carpet.