Use the First American Title Cost Calculator: https://facc.firstam.com/?

I've heard of Americans buying arriendos, building new houses, and then having those houses taken.

The answer is quite simple actually: the rise of the middle class, exploding tourism, intelligent government, growing number of American retirees and digital nomads moving there in search of a cheaper and better lifestyle, cheap real estate.

Currently with American Family Insurance and it's $800+ for a $200K property.

How do I find rental assistance programs including ones just created from the American Rescue Plan?

Are you looking to do the golden visa program and what's the strategy for the South American properties, that is where I am looking mostly right now.

But what you described above is a problem for almost all big American cities like SF or NY.

Google Ingrid Robinson she has a great site on how to spot Advanced fee schemes she was the subject of an American Greed episode.. 

@Peter Nikic you can try American Insurance Managers, they have an office in Cleveland, TN.

Another option might be American Family.