@Skyler Chaney Welcome to BP nation and all it has to offer.

Is the bank a local one or a national bank?

My first foray into Real Estate came when I began working as ad admin for a national commercial real estate brokerage firm.

There are 7 protected classes at the federal level.Race, color, disability, religion, sex, familial status and national origin.Here in MA, we have 15.  

Hello BP Nation.

Most markets across the nation have seen climbing prices and it simply can't be sustained forever. 

They can be expensive, but they are a lot more flexible than community, regional, and national banks.A good mortgage broker should be able to fill your entire capital stack - senior, mezz, pref equity, and common equity.

Not a big national bank such as Chase, B of A, Wells Fargo, etc.Using a HELOC to fund the down payment may mess up your debt to income.

Remember that there is no national real estate market.

There are some niche sub-markerts in Oklahoma and what we lack for in huge spreads we make up for in steady appreciation that is virtually “certain” given the state is far behind national averages.