Some people lie to get out of things, so you don't know if her story is true or not, but why not just go with she's telling the truth. 

Living in Hawaii is a dream come true for our family.

Hi Michael,I like your thoughts of building a large portfolio because it's very important in sub $100,000 markets like Ohio.A large portfolio = A safe portfolio.Personally, I've always been a big believer in buying with cash.Less is more.Once you gain experience and understanding the true income vs expenses of your portfolio.Then look at using leverage for faster growth.It takes many years to learn a market along with establishing a solid understanding of it's "in's and out's" from a people/team perspective.As investors we should always reverse engineer and protect the bottom line first and foremost before looking toward expansion and growth.My "cash only" mentality has served me well over the years in my businesses and real estate endeavors.Especially when things turned South and they always eventually do.Start slow, start small, buy with cash and build from there.Just my opinion and wishing you much successps.

I don’t see a rental investment strategy posed in the question here, but it is true that the ratio only has to be 1:1 More details would help tremendously 

.: @Jenat Higaa true 'private' lender is someone you know - your dentist, your uncle, someone you work with, someone in a business mastermind with you.so if you need to 'vet' a private lender... they're not a private lender. 

I'll take marginal doors if I like the client, and I will fire clients with beautiful doors if I think they are a PITA to work with or if they suck too much of our time (I will warn them first, and if they don't adhere to the warning, I politely show them the exit.)  

@Kyle Thats not necessarily true.

When you refinance you can use the funds to buy more properties... it has some BRRR concepts, but not a true BRRR. 

Would be great to own on Oregon coast wow just so beautiful.

Winter will be the trenches for the markets that need more correction, they'll see a true crash.