Phil, Tim Robbins, etc are all the product of a society that is largely incompetent.

When did it become the norm of this society to put responsibility for one's own actions in the hands of another?

In today's society online degrees are becoming more accepted.

If you live in a modern society you have to make a living.

MTR / STR are becoming more popular among investors and society.

If you want to grow a very large portfolio and make a massive impact on society, then leverage can help you get there faster.

You just lost wealth, and so did society as a whole.

I know the ACA isn't popular but ask me in a couple more years how it's going, yes, it costs me more, but hopefully it will bring some costs down, it's the cost of living in an equitable society filled with gouging medical providers, in a couple years, I won't have to worry about it.:)

The mentality of jumping to replace items is how most of society ends up living pay check to pay check.

I also think Freakonomics is a good book to break some of the conventional wisdom that society holds and start to think more analytically.