Is there anyone that can lead me in the right direction for business line of credit I’ll do (pg) but don’t want the line of credit to reflect on personal report

LTV is: 70/30 6 partners and each is ~16% ownerDo all partners have to sign a personal guaranty (PG)?

The downtown PG area has a lot of great places.

DC, PG and MoCos county councils passed theirs with unanimous votes and no one really lobbied the other side. 

Thomas S.  lots

But when it's a small deal and can be covered personally, that will be considered and it may just be a matter of how the loan is slotted on the books, in the commercial loan section.Who the borrower is always makes a difference.Good luck

As far as rates, keep in mind cash out refi rates are always more expensive than purchase so even if rates drop you wouldn’t necessarily get a better rate and tbh it’s my personal opinion that rates are likely to remain in mid 6’s or so for the next few years, As far as appreciation with rates dropping, I’ll be honest I thought going from 8 to 6.5 would be a bigger impact than we’ve seen and while it’s stillpossible we see that come spring I do think some markets are just too expensive and are likely to go nowhere for a while, I think the areas with the best appreciation over the next few years and this is just my personal opinion, under 400k in prime Baltimore location’s, under 500k single family in Howard, PG and Anne Arundal county and under 400k single family on the eastern shore, the reason being those are still area’s that are around par if not cheaper than rent that are also nice places for a family to live, while most normal home buyers aren’t necessarily looking at price to rent ratio it certainly factors in subconsciously and I believe though I could certainly be wrong any growth from here on out is going to be driven by 1st time buyers looking for single family homes that are affordable to them relative to the rest of the metro area.

Just like putting money in a slot machine, playing craps, or betting on red there will always be some wins, but that sort of investing it not a good business model.

PG I like College Park and Hyattsville.

The judge did say that these delays have become ridiculous and that he wanted it set for 2 weeks out, of course the court did not have any slots available for another 6 weeks.