What Farmers is saying, is they will add the person as an "additional interest", but not a "additional insured".

Merry X-mas and happy new year to me!

This is also for continuity should something happen to a key person.  As

I do agree if an ESA is beneficial to person we are all for it for the right person.  As

I had to do this in person as they needed to ID me etc

i'd have to have a team... but i'd have to have set up that team in person.  as

You have to view it from HOW do you make it a RESOURCE, a ROI, and that mindset of viewing HOW you make that wage, that person a ROI, that's what will really make it work.

When analyzing a new acquisition, I've used 5% vacancy, 5% CAPEX and 5% R&M.  As

All these comments promoting socialist style landlording, I say with absolute certainty they have 0 experience landlording or near to 0, because anyone with even novice level holdings and experience would never chastise someone for seeking fair market rents and offering a person a considerable discount from fair market in empathy for a 2decade+ rip-off that ran un-checked.

Gulliver,If you plan to hire this person as a W2 employee read Circular E - Employers Tax Guide published by the IRS.