Instead of having to enter personal info and upload an image of your driver's license for each Reporting Company, the Individual FinCEN ID allows you to input your personal data once and then link the Individual ID to your various Reporting Companies. 

If a person wants a different outcome, they usually do something different.

Personally, I'd spend a little more if I knew there was significant value add there.

I love finding VA Assumption Loan deals and have personally secured one so far as a rental property with a 3.3% interest rate. 

Not worth it if you have to feed the thing.But again, what are your personal goals to investing.

Plus say another 4 feet with the person standing. 

I have personally seen the "Deed in Lieu in escrow" tactic with two different private lenders in Louisiana.

Any insights, advice, or personal experiences would be greatly appreciated!

You absolutlely need to be direct to seller or have close, personal relationships with wholesalers and active agents.

In fact, New Jersey law prohibits you from listing personal identifiers on the form.