This legislative session introduced a lot of changes besides this one.

We never went over his initial bid.

He has a professional designer join him in a handful of the sessions and she provides some actionable recommendations  that may give you some confidence to do the design yourself.Another quick thing to look into is a subscription with a company like Minoan.

For ROI, don't forget to factor in how much the house has appreciated while you've held onto it and mortgage paydown-ie don't just look at rental income vs your initial down payment. 

@Mohsin Mazhar  If you decided to sell and purchase another property, a 1031 exchange would give you a larger ROI potential and save you from the initial tax hit.

From our initial call to today, has been 2weeks.

I contacted State Auto, and they initially said that foundation issues were covered and provided terms and conditions for that.

The permanent financing (your fixed-rate long term mortgage) is done right away, about a week after the initial close.Additionally, there is no waiting for a higher value.

My agent came up with an unacceptable excuse ("I thought ...) although the HUD initial email clearly delineates the necessary steps.

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