Look for hefty pre-payment penalties.Good luck  

. $50k per year you may be eligible.Have you went through the pre-approval process?

If you have actual deals lenders talk to investors everyday looking to get pre approved.

What I need is a program where I can input an area, criteria such as multifamily, pre-foreclosure etc. and find a list of all the properties that fit those criteria.

I wouldn't do just a condo. you could build your own triplex and convert to condos as a "development partner" or on your own if you aren't experienced and full return of capital. my suggestion would be to invest near the urban core over suburban deals and avoid older housing stock like columbus has more than 100 year old houses. anything pre 1950 I wouldn't touch 

We are pre-qualified from two lenders, but we don't have cash for a down payment or even much in closing costs.

But hey, we've incorporated the only protection against liability right?

Mostly I just want a platform that reliably works for pre-screening, credit, background, leasing, payment, and reporting maintenance issues.

With a decade of experience of working in corporate finance, I've done top-notch deal analysis for this MTR; It's not luck, it's hard work. 

If you plan to get out pre-retirement, or if you already have, then that TSP has a lot bigger impact.Your mid-term rental is what concerns me in the discussion.