As the applicant has to send scanned image of government-issued ID and proof of income by email as part of the application process.

Is there a governing body I can contact?

I would never depend on a city or small government to do something.

And on my subdivisions I am currently building I do not record CCR's or create a HOA.. its only mandatory if we do a PUD... since I am building all the homes and ( praise the LORD almightly ) they all pre sold we are in and out of 27 homes in one year.. and I just leave the folks to self govern themselves.. there are actually a lot of buyers ( at least at these price points starter homes here  350 to 400k) that prefer NO HOA

I am not an investor, I am a high school educated self made businessman who made the difficult journey and transition from government assistance apartments as a kid to the proverbial country club.  

Please do reach out in the future.Yes, you need to go to the website and print out your one free meeting guest pass and I think by doing so you'll automatically register for the event.

The US government has is own calculator to compare the daily APOR and the rate you want to charge to a homeowner so that you can stay within, or know what category, you loan is falling under.

@Ron Yanuszewski  It's not really the government that's involved in your loan process.  

Any time I wanted to buy another house, I'd print out my P&L and my Balance Sheet, and Also My P&L by Class (Which is a Profit and Loss per property), giving me my bottom line and net worth, per house and per unit.  

They did not have good rental records for the 900 apparently tenant pays half and government pays half.