This means it won’t affect your credit score or show up when you apply for personal credit in the future.Flexible Terms for Investors: Since DSCR loans are designed for investors, they tend to be more flexible in terms of documentation and loan structure, making them a smoother process compared to traditional loans.This option sounds like it could meet your goals for separating business from personal while unlocking equity in your property.

Hey Mitchell,Since your goal is to leave your 9-5 (achieving a certain amount of cash flow) then to reach that goal you can either have ~5 paid off rentals or ~20 leveraged rentals. 

No, you need to define YOUR end goal and just go for that. 

Would love to talk about your goals with investing in the Champaign market as well as discuss financing options to see how I could best help!

I prefer someone with a job that is trying to make it in life while taking advantage of some government help to get to their goals. 

That's goals for any new investor.

@Andrew Montgomery - If you're goal is get to 10 properties in 3 years you'll need to figure out how to "recycle" your money that you invest in real estate, mainly by either BRRRRing single families or doing something similar with multifamily.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth. 

Your goal should be to make the property indestructible and easy to repair.

My ultimate goal is developing and commercial.