I’m looking at private lending to flippers with a line of credit or using a line of credit to put a down payment on a new cash flowing property (which is extremely hard for me to find right now) but with a line of credit as a down payment I would be financing a new property at 100% at unfavorable rates.

You can:* accept as is (or ask for credits)* demand the seller fixes it and gets town sign off* demand the seller rips it out (e.g. an illegally finished basement)In theory, these changes should be grandfathered in and aside from legitimate safety concerns (e.g.

But after seeing how it’s starting to stabilize the market, I understand why these changes are needed.We’re not just dealing with hurricane risk in Florida—we’re dealing with a history of fraud and abuse.

Dealing with a mortgage broker and have reached out to my credit union, but looking for suggestions of trusty brokers that the community has used in the past. 

This applicant would be the clear winner between the two (better income/jobs, better credit, overall more professional). 

I find that when I allow pets, I get more and higher quality applicants who earn more, have better credit, and have fewer background problems.

- What tax credits or incentives might be available for first-time investors or those purchasing multifamily properties?

Consider your credit score and history to determine your eligibility for traditional or creative financing.

They use credit cards for emergencies (Yeah, right..) 

Build a strong financial foundation by aiming for a credit score of 700+ and saving for down payments, closing costs, and an emergency fund.