A percentage discount off of what it would cost for daily stays on the booking platform.

I created a platform to help others learn from scratch. 

You bet man.

Gabe, I would contact an experienced investment loan broker who can help you compare terms across a wide variety of vetted lenders and their platforms. 

In addition to all of the short term platforms we use Zillow and FF for the more midterm friendly properties.

For STRs, i always bet on it being outlawed at some point so most are underwritten as LTRs, no to low leverage, and/or we view as a family second house.

Yes, as others have noted, this is typically where DSCR Loans (**not from banks** but from private lenders with national DSCR platforms) are typically the next step here. 

I recommend using a broker who can shop a bunch of different lenders and their platforms for you.

@Deepak C.you can use Turbo tenant to find tenants, going through a PM company is going to be your best bet for management - most will want 8-10% of the rents. 

This translates to: they know they will make more with your money in stocks / & bonds long term.I know the allure of fixed / known income is appealing… but if you do the math I bet you will find that the historical average of the market outperforms what the insurance company is offering as the return on the  annuity.