I know u can use FHA w only 3.5% down but I know maybe u would have to figure it out with the mip so u can have a better deal but how would you know how to get the lowest mip for a deal? 

I would not feel great if the stated they needed x, then got x, and figured out they needed more after they closed.I would get a breakdown of what they reserves are going to be allocated towardGino

Would it negativly affect my mortgage, or do I need to notify my lender at all to build the second home on the lot and then figure out the lot split later if it's necessary for renting or selling the new or original home? 

I'm trying to figure out how to fix that now.  

A minimum of 20% equity is my benchmark, ensuring I dont find myself upsupside down on my investment.Positive Cash Flow by the Conclusion of Year One:I aim for a positive cash flow figure at the end of the first year.

I’m still figuring out where opportunities are / will be and consume a wide variety of materials.

I intend on asking the attorney, but I figured I'd try here first.Any input from someone with experience with this type of situation would be super appreciated!

I figured it might be something like that.

Yeah I figured it was lol

I still (strongly) believe that supply will pick up in the spring once STR owners are disappointed with 2021 holiday figures, deteriorating property values on the mountain.