Just 16 months later and he has now basically closed up shop, leaving most investors at a huge loss, while he walks away with a money in his pocket.

I shop it every year and the most recent company I work with has been really good with pricing but still doesn't make sense based on our 15 year history of having no claims and paying out every year.   

Small shops just wont have the resources to train a new agent properlly.

The only thing I can think of is shop around for different insurance, and make sure your property tax assessment is at or below the appraised value of your refinance.  

With all due respect to the development big firms out there, my project is very small and I believe I'd be best served by a small firm or even one-man shop, and frankly a bigger firm will likely not have time for a small deal.I simply need a low-cost conceptual plan that I can use for marketing to builders.

Got to shop around and see what is offered.

I'm not sure if the owners have shopped this around to the Apartment brokers already and they've all passed on the deal, or the owners don't know what's going on.

I was going to pay the full asking price because 1) the numbers still worked and 2) like you mentioned, very little inventory to shop around  

That was my clue to purchase rentals because they were renting very quickly and leaving very little time to shop around.

It’s a monthly invitational type meeting where seasoned investors get together to talk shop.