Harding-Bell is a great place to start.

Local lender we had a relationship with and we locked the rate for 3 years at 4.3% on a fat 1st.   

A lot of fat was built during the recent booming economy, so people could get away with a STR in a bad area, or poorly managed, or bad purchase.

When banks are trimming down, 2nd lien Helocs are often some of the first "fat" to be trimmed.That's partially why we went for a 1st position LOC, as they have the staying power more similar to a traditional mortgage.

Are you aware there is a pandemic going on and a lot of Arbitrage aficionados are going belly-up?

@Isaac El it’s probably because they owe way more than the house is worth.. meaning they would rather just pay the taxes every year than have a big fat amount due at closing if they were to sell

Pigs get fat, hogs get slaughtered.Question then is opportunity cost and capital. how many times you can you leave 25K in the deal and keep going?

It's not TurboTax's fault most times, it's usually something I entered wrong on a previous screen (fat fingered).

You make structural engineers smile at keeping a nice fat safety margin in their dead load calcs. loooool. 

And even if the investment went completely belly up, you would still have the policy and any remaining cash value and death benefit.