Lots of people in higher risk zones are seeing 100%+ or even canceled policies with no option to renew. 

There's no one right answer for everyone since we all have different financial situations and risk tolerances.  

Then hire a handyman to put everything together.Rooms to go sells whole rooms full of furniture, sometimes at zero interest.

There was a report that State Farm cancelled 70K+ California policies eary in 2024 and 70% of their policies in Pacific Palisades.

(For example, when I confirm a booking, I repeat all the disclosed guests and dogs or put in "zero dogs" and request any changes to those details be made in writing in advance so everyone is clear.)

that we’ve learned in our 24 years, managing almost 700 doors across the Metro Detroit area, including almost 100 S8 leases:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

I am not sure if I can put zero for capital expenditures, since it is new construction. 

Homeownership remains the greatest wealth-building tool for Americans, and policies that support this transition could have lasting economic and social benefits.Jesse Brewer is a local county commissioner in Boone County Kentucky and has been serving his constituents for 6 years.

Nailed it, the great moderation was extremely poor Keynesian economic policy.

Don't forget, you’re going to be out 10%+ in closing costs so you’ll walk with zero cash and pin your hopes on them paying you 20-30 years from now if that’s all they put down.