Investigate "transactional funding" and "joint ventures".    

Networking with local investors and building relationships can also open doors to joint ventures or mentorship opportunities.

Is there any other options anybody else would do or would you just wait 6-12 months to refinance to start on my next venture?

I am ready to collaborate and (literally) venture into amazing and profitable relationships! 

This is an owner operated venture.

Another option because of your networking is to joint Venture with someone to get into a deal.

Bidding on foreclosed properties can be a lucrative venture or it can bankrupt someone.

We specialize in joint venture transactions, collaborating with both seasoned and new investors.

@Mike MillerI had the name of one brokerage in California, that doesn't require MLS membership or Realtor membership, in my notes for some research I had done for a venture I'm involved in. 

I’m curious to hear from other investors who have ventured into flooded properties such as what challenges did you face, particularly with insurance and permitting?