Hi Aubrey,International lenders don't exist for real estate in that no lender in one country will give you a mortgage loan in another country.A good service to estimate revenue in Costa Rica or everywhere in the world for that matter is Aidna.

@Chinku Chinku the rich get rich by making their money work for them.They borrow at one rate, to invest in something that returns a higher rate - they profit on the difference.Only you can evaluate your risk tolerence though.

There are ups and downs with any property and there will always be variables with tenants, rents, repairs etc.

I think another trick is, can you get a mortgage or is it an all cash deal?

Our tenants pay $2,700 in rent and the mortgage+fees comes out to $2,360.

@Iris Olivas Most local banks/credit unions can do this deal with lower fees and potentially rates than brokers.

The amount of equity I call pull is less than the cash I have but not significantly less.When doing this analysis it struck me that it may not be worth using a HELOC for the simple fact that the interest rate is ~9%* while the funds in my high yield account are only yielding ~5%*.

Although 3.1% is a great interest rate I tend to not get too caught up in keeping a property just because the rate is good.

That will get you looking at cash flow and end up in a lower rated area than you think.

Variable cost and CapEx are where I see most investors make errors on their Pro Forma.