So if I understand, you would get a loan the normal way and then the bank trust is an extra fee that comes along with owning the property in Mexico?

The only way for you to understand the situation and evaluate your options is to ask a lot of questions.  

They are prompt, proactive and understand property management from an investment perspective.  

It's important you understand this, be prepared, and expect that going in.

Buffalo changes very quickly block to block (not just ZIP by ZIP) and it is crucial that you understand this prior to writing any checks. 

Also, take time to understand Arizona landlord-tenant laws to stay compliant and protect your investment.

The owner representative (not an agent, just family) seems to not be a fan of this option because he does not understand it.Option 2: If option 1 does not work, or they are unwilling, the offer I see as valid for this property to make sense is about $290K plus taking over the solar loan.

I can absolutely understand how these experiences have drained the joy out of owning rental properties.

Understand the fees involved and calculate the total cost for an entire year of management so you can compare the different managers.

This will give you a clear understanding of its rental potential and whether it’s worth it as an investment.