Plus, we require lenders title insurance as well as fire and hazard/liability insurance policies – all with specific endorsements.

I can pay utilities, insurance, and other holding fees but I won't have enough to pay other cost like listed above.

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

Utilize any hospitals and insurance companies that are willing to take your call.

If you are setting aside funds for capex, taxes, insurance, or other expenses that don't occur monthly, transfer those funds to Savings each month and hold them there until it's time to spend them.

From an investor standpoint higher prices (lower cap rate) markets may be better places to invest because they will already have stable demand.

It might have been bound but many insurance companies have put those new policies on hold if the purchase has not happened due to the disaster and letting the mortgagee(lender) know that the policy is on hold.

The won't insure you or they will jack up the price considerably. 

I actually like them because the homeowners' association (HOA) usually covers most of the insurance, and there is very little maintenance required.

Here’s some context: Property 1: >$100k in EquityValue: $325kDebt: $220k @ 2.88% (30-year fixed)Property 2: >$70k in EquityValue: $325kDebt: $252k @ 3.38% (30-year fixed)Extra considerations: - I have $15-20k liquid to use for any of these deals- My current job is relatively stable, but not high-payin- Current properties in TX, living in NY, looking to invest in Mid-West (crazy, I know)- No other debt obligations besides the two mortgagesUltimate goal/timeline: Though a bit ambitious, I’d love to build up the portfolio to 10-20 units in the next two yearsI understand that any/all replies aren't financial advice; all ideas welcome for information purposes.