While the market can go up or down in either investment, Real Estate is the only one of the two that offers income opportunities through rental income, that stocks don't, and can often help ride out the storm of market fluxes.Also, the Greater Phoenix market (that includes Scottsdale) historically nets 65K+ Californians per year. 

Also review what others offer.

They offer a $10K repair fund to fix damages in addition to SD plus warranty for appliance repair etc.I have no say in whom they choose to move in, whether there are animals, limit on # of occupants etc. they reserve right to inspect property so i have no idea if they can tell me to remodel, paint etc.does this make sense i have a vacancy coming up in October (bad rental timing).

Some lenders offer discounts to return borrowers so maybe look into both flip and DSCR rates when finding a lender. 

Offer discounts for applying in a short time period or- offer a free application fee. 

Lenders usually determine whether properties are lendable based on the debt service coverage ratio. 

When you go to a Bank or Credit Union, they can only offer you what products that bank or credit union offer. 

Customer service from a support perspective matters of course, but no hang up or delays on investing would take place.

Many ServiceTechs cover this via a service call fee. 

Your maximum allowable offer.