@Sharad ReddyI used to live in Davis and the area has had strong appreciation and consistent demand with the university and primary schools. 

Can IRS still see it as a part of primary dwelling unit and thus, consider it not eligible towards achieving REP status?

Crypto stormed 40-80% higher post trump presidency based off the premise of a pro-crypto president with little tangible strategy on how and what it'll be to get there.

Quote from @Richa Wardhan: It's inside the city zoned RG-1, we would like it to be a vacation home and STR Hey, RichaIs the home already a vacation home and STR or is it a primary residence looking to convert over after potential ADU built?

You could tap the $400k of equity in your primary, but that's a slippery slope with the little financial discipline you appear to have and could quickly lead to bankruptcy.

Refi the house so they can continue to live in it, they will get the best loans on their primary residence.

Hi JoseIt sounds like you're trying to take advantage of favorable terms, but lenders often differentiate between primary residences, second homes, and investment properties.

The primary thing you're going to run into is whether or not a lender, at purchase of the property, will allow there to be a secondary lien on the property.

In some cases, after running the numbers, I’ve even faced potential negative returns, causing me to miss out on promising deals here in South Florida.That brings me to my question: I currently own two homes—one is my primary residence, and the other is a rental property.

Good afternoon, Me and my wife are pulling out a cash out refinance from our primary residency, that is paid off.