I've had to pull files numerous times from one lender to another and have credit repulled, but have never seen a different score come up (save if the new pull is 30+ days from the first). 

There are numerous ways it could go awry.

Many women are petitioning against the year limit since 20k for 12 months is really not a lot of time; I've received numerous emails about it. 

I have not done a deal with him, but I have met him numerous times and feel he is a man of good character.

I sold a piece of land in December in Newark, OH near the intel site that we just finalized their construction budget after pricing all of the finishes, suppliers, etc and now they are turning it in to close on their construction loan within 14 days.

Even if you do not need a state license, you are making a consumer loan and have to follow numerous federal statutes including CFPB etc.

Search the BP for ADU appraisals to encounter numerous examples.

I target small and midsize companies who care more about cost than larger companies because they may be more willing to work with another housing supplier if they're able to offer lower rates. 

Reddit threads about this and allegedly has his license revoked in Arizona as a GC for numerous violations.https://azroc.my.site.com/AZRoc/s/contractor-search?

With the wealth of information available on BiggerPockets and numerous other sites and books, I'm not sure where to start.