Hi Dustin, There are DSCR loan programs for investors that go up to 85% financing on a 1-4 unit property. 

If you own 25%+ of the business paying your w2, youre still self-employed.There are bank statement/1099 loan program as well, which is what you have been offered.

To me all of those programs seem way overpriced for what you actually get out of them. 

Also, you can possibly take equity out of your current properties instead of taking out a construction/hard money loans.Purchase and Rehab Financing:If you are doing simple purchase and rehab (not ground up), then it's not that hard to qualify and you just need to right broker/program.

If you are worried about transition from Canada to US you can use a DSCR loan program. 

There are programs to find solds so that would be a good idea but an agent can pull directly from the MLS.

anyone have any experience with Walter Wofford and his short term rental education programs?

I tried FB ads, and got some inquiries but no bookings.It would be nice to have an AI program that would respond to people looking for a certain sized property in your location for certain dates.

**Tenant Screening**: The Section 8 program will cover a tenant's rent, but that doesn’t mean you should skip tenant screening.

This is true whether those clients were on the optional recordkeeping program or not.I don't have a lot of details and am not personally involved in this program in any way, but I have experience with SEPiraK separately and they are a quality operation.You can reach out to info at sepirak dot com to learn more.