You can also do value add STR & Multi-Family Rentals by starting with distressed properties and using a bridge loan to acquire them with a lower down payment compared to a DSCR loan.Networking – Connect with local investors, wholesalers, and realtors in your target markets.

The cost to repair your vehicle, and perhaps the other person's car, will be WAY MORE than the cost of the insurance premiums you saved by not having insurance. 

When you say multi family properties do you mean 2-4 units or larger apt complexes? 

I’m a real estate investor looking to purchase his first multi family rental property in the city of Columbus, Ohio!

Two are single member and one is multi-member with family members.

Quote from @Sasha Mohammed: Fannie/ Freddie does not like multi-family with ADU.

I have dabbled in various types of real estate investments, ranging from small multi-unit properties to single-family homes and commercial buildings.

Quote from @Virginia Frost: Investment Info:Small multi-family (2-4 units) buy & hold investment.

I am guessing you are buying SFR and small multi's. 

House hacking and multi-family properties are great ways to start in real estate!