FHA and Conventional loans will allow schooling to count as work history.

If you are going to be an owner-occupant, want a low down payment, and are planning to do a renovation, the FHA 203k and Fannie May Homestyle loans are your best optionsHow do you know the property is currently upside down on the mortgage? 

In our view, experience and integrity are by far the most important parts of any private loan.

You aren't required to offer a loan mod prior to foreclosure.

Bridge loan.

I've helped people with SBA loans to purchase real estate for a business, but for buying rental real estate, the DSCR loan is a much better option.

@Paola Astrid, if so be the case, refi to a conventional investment loan. 

I have been a Union carpenter for four years now and enjoy working physical labor.

It sounds like an incredible resource, for $200 having a fully designed materials and fixtures schedule to pair with a labor only GC or a GC that can work well with a prescriptive materials schedule. https://ivoryhome.co/predesigned-packages/Just curious how other people’s experience has been.

Here’s some guidance to help with your next steps:Hard Money Loan: Hard money lenders can often cover both the purchase price and some rehab costs (up to 70-75% of the after-repair value or ARV).