@Will Almand this sounds like a very useful case for cost segregation especially if you can utilize the depreciation expenses against your income.

I look forward to any and all interactions here.

And i found launch control but the minimum is $500 a month, but they use cross-referencing data across sources to find the most accurate contact information by using a person's name and address to find their phone number, real address and email by accessing public databases, phone number directories, credit reports, utility bils, public tax records, and social media profiles. this is waaay expensive for me as a beginner. what do you suggest or if anyone has any suggestion I'd greatly appreciate it.??

Need more information surrounding why your current lender is suggesting they cannot utilize the rental income on your investment property.

@Steven Rosenfeld On Goodegg, no direct interaction here; they seem to maybe have limited full cycle experience in the GP/syndicator role. 

They were fine with my score (about 740), but have issue with the percentage of personal credit I am utilizing, so that discussion also petered out.Apparently, I have a lending profile right now, that is not attractive to mainstream lending programs.Any advice?

Also, be sure to check with the section 8 agency managing the tenants - sometimes if you pass on an additional cost like that they will no longer be eligible to live there if the rent and utilities exceed what they were approved for.

So by utilizing leverage you earned $200 more.  

Since I was only filing on major things like underground utilities, fires, etc.

You need to work with a lender that will utilize STR 1007 Data and/or AirDNA Income on a REFI.Tough deal but we do this consistently.