This includes incentives for green building practices, renewable energy adoption, and water conservation measures.

I highly doubt any institutional lender, big or small, will provide a loan without insurance.

It's probably best to go to local Credit Unions and small banks for those than large institutions at the moment.

- Can their system adopt special instructions like, where techs can access a master key to enter an apartment?

I only found an online one but some one else may give more inputshttps://www.meetup.com/real-estate-wealth-institute-indianap...

@Brandon MorganAbsolutely, and it's ironically what large institutions target (as well as large multifamily). 

Institutional hard money lenders will not lend to you personally or on a home you are occupying.

I was offered LTV of 54%, 6% rate from a commercial lending institution but that LTV isn't feasible for me and was definately a lower LTV than I expected.

DO NOT invest with Chris Walters or Jim Thorpe, they are repeated and known scammers who have been issued fines by the WA State Department of Financial Institutions and are currently under investigation. 

I had heard that Berkeley and San Jose had moved toward it, but I am unsure that either actually adopted it.