The turnaround time is just about instantaneous for online reports, and they do offer telephone verification of landlord and employment references if you're willing to pay a little more for it.

With a 401k, employer contribution matches increase returns by 100% instantaneously, and then things slow down to the generic ~10% growth that the market will typically average. 

Another $20 gets criminal background; I am new to NTN so I can't speak to their results for criminal background, although they do say they are not instantaneous because they like to check the report for accuracy before sending it, but have always found WAY more info checking online court records for Cook, Kane, and Dupage counties.

Is there a 3-7 days delay before funds are deposited in your bank account or is it instantaneous?

Weird when I talk to my bank they said if the PM company direct deposit it would be in my account instantaneously.

Otherwise you can go to a customer initiated push, which is much faster and virtually instantaneous (ie Zelle).

It's cheap, reliable and instantaneous.

A little scary how much power they have.Being local would be helpful for me - I could walk the property with them, build that relationship and receive better, most instantaneous feedback. 

I would definitely agree with Kyle here; in the old days it would take a month or so before they'd realize what your total outstanding balances were, but everything is so digital and instantaneous these days that it could really jack your DTI ratio through the roof.

Accessing the reports will be instantaneous too, so no waiting around for a third party company to send you the information you need either.Unfortunately, there's no way around the site inspection if you want direct access to the detailed credit reports.