Save up long enough to pay the LLPAs to get a better interest rate3.

Cash flow is good, and appreciation has been solid for a while now too.

This is what I did when I was 23 and trying to save up my first down payment.If you don't pay off the debt, and declare bankruptcy, good luck getting a loan.

It was on the market for a long time because it didn't qualify for conventional financing will it being unlivable. 

Hi BiggerPockets team,I am a rookie US real estate investor searching for financing options for my first deal.Personal ProfileCitizenship: IsraeliI do not have US citizenship or a long-term visa.Investment GoalsLong-term rentals in good B/B+ locationsLow-maintenance propertiesKansas City, MO/KS, or its suburbsI am familiar with what https://lendai.us is offering, but I am trying to find other alternatives.Thank you!

When starting, it is always good to have a good work plan.

While it provides opportunities for buyers who may not qualify for traditional loans, it's important to ensure affordability and long-term sustainability.

In the long term you will make 6-8% return in the stock market.

Lots of good advice here, but no one asked what your parent's retirement plans are?

Travis made some really good/valid points.