Pro tip: Even though you can put no money down, you should be offering money down when you offer (even if it is returned at closing) so you have skin in the game.

I think he provides value to the people he teaches, not only that but from my experience I have seen that unless people have some skin in the game (paying money) they don't take the knowledge they learn seriously. 

Quote from @Susan Maneck: You disparage a group based upon there ethnicity or color of there skin.  

First, you need to stop listenng to your girlfriend, who has zero 'skin in the game'.

No skin in the game. 

I have no skin in the game here -- I have not done any transactions with Neu Real Estate Group yet. 

They all want to see some of your own skin in the game. 

The proposal sounds promising, and I wanted to reach out to see if anyone here has experience with this type of arrangement.The investor has offered to give me $10,000 upfront, which seems to indicate that he has some skin in the game.

Your learning will accelerate when you have skin in the game. 

Funding companies and banks are concerned that the cash out will not be used for business purposes and that the investor will not have enough skin in the game if things get tougher.If you qualify for government or agency financing that's great, but many of our investors do not and they rely on small banks and funding companies.