@Mack Bailey you already have some good responses but there are some conventional loans that allow you to put down a pretty low amount if you can income qualify or if the property is in the right census tract.

A similar duplex with a larger tract of land (i believe mine look and feel much better) recently sold for $180,000, but on the other side of the tracks the prices are a bit lower.

@Justin LeffewIn the guidelines for an Opportunity Zone Fund, I believe it states that you need to invest 90%+ of the proceeds into an opportunity zone census tract properties. 

Did this today to get me on tract!"

They're A rated housing tract in a good school system is a D to the guy living in the ocean front home with kids in private school.

I hope to develop a tract of land and call it quits from Real Estate and sail off into the sunset with my Family.

If you would have financing as part of the expectation (but not a contingency) then the lender may have a say on their preference (multiple tracts or all single tracts).

I had my first residence -- a tract home in a subdivision -- built when I was only 21 years old, but while everyone else in the neighborhood was picking brick and siding and paint and carpet that made them personally happy, I was only thinking about what the next buyer might like.

Yes very hard to hit those numbers unless you are using tract builders and doing volume.

Map of income limits, by census tract: https://homeready-eligibility.fanniemae.com/homere...