We attend the christening or first birthday party if invited.We give gift cards for the Holidays.We help decorate for the Holidays and contribute to community potlucks/BBQs (at our 8-plex).We have a "make it your own home" policy, whereby we give approval for a reasonable modification to the property, such as painting a room, changing out a light fixture, etc.We prepare a "move-in packet" which includes information to orient them to the property (property rules, utility contact information, change of address form, our contact information, etc. ) and also information about the neighborhood, such as a walking/trail map of the local area, chamber of commerce welcome information, a list of nearby amenities (including medical, shopping, restaurants, schools, parks), menus for local pizza delivery services, coupons for local businesses, etc.We prepare a "move-in gift" which consists of a bucket of our favorite cleaning supplies and a reusable shopping bag with starter supplies of paper products, a "Zip-It" hair snare for clearing sink drains, a toilet plunger, a cutting board, approved hanging devices (picture hooks), a door mat and a shoe tray.We supply light bulbs for all permanent light fixtures for the duration of the tenancy, including specialty bulbs for appliances and chandeliers.

Their "Sample Investment" showed a best-case scenario (among multiple maturity dates) of a 5% coupon rate and a 3.4% YTM.

2) Are there ways to creatively and expeditiously grow capital for FTHB that wont require me to resort to a diet of rice and beans and lifestyle of coupon clipping for the nest 24 months?

Is it common practice for an investor to have the seller's mortgage company forward the account's info and coupons to the investor? 

If you want to spend a few extra minutes you can save even more on items doing the following:For Lowe's I've gotten up to 34% off: Sign up for Post office mail forwarding for 10% off coupon, shop discount gift card sites for above 10% off gift cards (the best I've gotten was 18% off), buy the gift cards through topcashback website (1-4% off), purchase gift cards with citi double cash credit card for an extra 2% off.I bought a Neato vacuum that retails for $500 for $364 (shipped to the house) using the same method above except substituting the 10% off mail coupon from the post office with bed bath and beyonds typical 20% off. 

Trying to sell at loan @6% coupon with 16.7% LTV is odd.

What do these words mean:- One of the terms Freddie boats is "coupon pricing".

We just put it under promotions and treat it as a business expense ... lots of times, as in the case of our move-in gift basket, we will get other small businesses in the neighbourhood to contribute a coupon to the gift.

Is there a more current coupon code?

Since I wanted financial freedom more than I wanted doodads, I developed the mindset of living well below my means, delaying gratification as much as possible ("do I really need this item"), and investing my money intelligently.I don't use discount coupons anymore.