That is very common by savvy investors.

I set my phone to a super annoying and loud notification and off to the races!

.⚠ Fabricated Offer Letter or Pay Stubs – Unfortunately, fake employment documents are common, and verification through HR is one of the best ways to confirm legitimacy.⚠ Unstable Employment – They may have lost the job or never actually started, making verification impossible.⚠ Other Issues – They could be hiding something (evictions, unpaid rent history, or other financial instability).What You Can Do:✔ Ask for the official employment verification letter – Many HR departments provide standard verification letters upon request.✔ Verify pay stubs – Cross-check them with bank statements to confirm deposits match.✔ Call the employer directly – If HR is off-limits, ask for a manager’s contact instead.✔ Stick to a Consistent Screening Process – Fair Housing laws require uniform screening criteria, so making an exception for one applicant could lead to discrimination claims.

DSCRs will have slightly higher rates and they also carry prepayment penalties, which kick in if you sell OR refinance the property within x number of years; 3-5 years is common. 

That is a common arrangement as well, that can be done after the loan has closed, too. 

You can change it to your custom name if you would like otherwise, it would just show the phone number in Caller ID.We use a 3rd party for eSign and eSign don't have custom branding currently.Sharad 

I met Kevin much later at a meet up through Subto and saw his phone notifications and how he has hundreds of people reaching out to him daily. 

They get the seller is trouble and they get you in trouble.Always use common sense integrity and honesty to do anything and everything and it is hard for you to get in trouble!

In a previous post, I discussed the difference in each of the most common cost segregation study approaches.

They had no common sense what so ever.