I went over to check and they were leaving their sweets like cakes on the counter.

I'll never forget what he told me, If you ever want to start purchasing real estate simply call this guy and write him a check and don't ask any questions.

Check with several local credit unions.

Cleveland Heights so far has been checking those boxes with hospitals/universities.

The 'surrounds' have maintained normal tenant processes for the most part.I know lots of folks are pushing you for a PM, but if you are eager to learn and do some research and put alot of energy into placing a great tenant with background checks and vetting their references, etc, managing your own properties can be a great way to learn. but if you have a low pain tolerance and are limited on time, Id go PM route

Check parts of 46208.......around Butler University 

Have you checked with an SEC attorney to make sure you know how to legally raise money? 

I just checked my 3 unit properties and and they are all 8-20 usage every 2 months and they have had water meters for 10+ years

As for holding periods, some lenders may require you to occupy the property for a short time before converting it to a rental (typically 6-12 months), so check the fine print on that.If you’re set on making it an investment property, you may need to work with a lender who specializes in investment properties, even if it means a slightly higher rate.

Your agent should check whether the HOA is compliant.