Quote from @Cam Smith: Fellow Rochester investor here!

I’d probably lean selling in that case, h st which that area prices really revolve around is in rough shape, and in addition you kind of end up competing against the massive amount of new apartments/condo’s on the h st/noma/union market area, it’s possible it increases in price but 1031ing that into a Property in pg county or something seems like a much easier play/bet

If you can't then term loan will give you better deal and will report as installment loan vs revolving line of credit on your personal credit report which is much better for you scores.

A noteworthy tax loophole, particularly beneficial for those yet to attain Real Estate Professional Status, offers a strategic approach to potentially offsetting OR EVEN ELIMINATING the impact of high job-related taxes.At its core, this tax loophole revolves around discerning between passive and non-passive activities within the realm of rentals.

My question revolves around financing.

Other times, you have to always be shopping new labor as the "Contractor" Market is like a revolving door and sometimes, you will go through multiple contractors a year.

A noteworthy tax loophole, particularly beneficial for those yet to attain Real Estate Professional Status, offers a strategic approach to potentially offsetting OR EVEN ELIMINATING the impact of high job-related taxes.At its core, this tax loophole revolves around discerning between passive and non-passive activities within the realm of rentals.

The eastern shore of md is a great market imo, you can still get new construction under 250k & get pretty close to the 1% rule on new construction which is crazy to me,now that said I’d be very wary about talking too much cash out of your home, it kills cash flow because you are paying two loans, and while I do believe interest rates are coming down being on a revolver is a constant risk, I’d definitely have a plan to pay it off quickly if you get a heloc.

@Cam Freeman, I use Zillow for my listings, and use their full suite of services: application and background check through Zillow, use their form leases, and even collect rent through them.  

Paying off cards can lower credit scores due to removing the "revolving" months and getting the highest point increase.If you ever want to have a quick conversation or need more info let me know always happy to help!