The lower rate or longer term can also make the payment more affordable. 

My main focus is multi-family house hacking, but I’m open to other strategies as well.I’ve always had a passion for real estate and decided to move to a market with strong rental potential and affordability.

We've been able to rent properties pretty quickly, just as long as the rental rate is appropriate!

Our current focus is workforce and affordable housing investing.

It needed a rehab, and I just couldn't afford it. 

I believe Paula Pant had a recent podcast episode on Afford Anything that featured a couple who lives in Japan and invests in the US.

.🔹 Co-Living is Gaining Legal Ground:Colorado eliminated all restrictions on the number of unrelated adults living together statewide as of July 1, 2024, marking a major victory for co-living advocates.This week, Jacksonville Municipal Court ruled in favor of PadSplit, voiding citations for “illegal boarding houses” on constitutional and fair housing grounds.Cities like all over like Washington D.C. are considering zoning reforms to allow more co-living developments as an answer to the housing crisis.As Airbnb restrictions tighten, co-living is emerging as a scalable and legally sound alternative that balances affordability, tenant stability, and community needs.

You only do that if you are rich enough to afford it. 

There are a lot of affordable properties in Knoxville, but the growth isn't terribly vibrant and the deman isn't what you'd expect for a city of that size and that close to the Smokies - you're mostly looking at college rentals for the meat of the move season, and the SF market, while it exists, doesn't really compare to Chattanooga. 

And management is a LOT more intense, just turnover rates alone!