Just because they have a season (or life) of financial struggle doesn't mean they can't handle other life affairs responsibly. 

(what you do after is your own affairs)If it's an investment based on the numbers it's a 6% cap rate property.

Do not get involved with their family affairs or socialize with them in any way.

I have contacted the Florida Consumer Affairs about this situation.

So I guess first of all...http://www.consumeraffairs.com/misc/armando-montel...4 Star rating on 25+ reviews on consumer affairs, doesn't seem overtly sinister...

I put a complaint on Wendy Lovejoy via REI Blacklist on facebook, called the national and state Real Estate Investor Association, and filed complaints with rip off report, better business bureau, consumer affairs and will file with the real estate commissions office. 

@Ayodeji Kuponiyi @James Wise et alYou have a choice as a landlord as to how you conduct your affairs.

With that being said I be no means would want to have a one sided affair.

I obviously can't inject myself into their family affairs but is there a way that I can at least find out if all the above info is correct?

keep in mind my friends. not all properties that are in a sad state of affairs will work out this way. some banks just simply take their time getting things back out onto the market. each house is a different deal. the banks blame the courts for the mess, the courts blame the banks. some banks will never drop their properties simply because they have money invested in them. the two houses i have bought like this were pretty close together in time, as well as location. but i have been struggling to find another one since. it has been about 2 years since i have bought one like this. i have found one recently that i would love to get my hands on. i have even found the old owner, but i cannot get the guy to budge on selling it even though i know he doesn't want it. some people get really skittish with things like this. the one house i bought, it took me over 6 months to talk the guy into selling it to me. patience is the key here. if the bank has already placed their name on as the owner, legally, with the local authority, chances are they are not going to drop it. even if they forgave the mortgage, they still own it. you have to find one that is behind in taxes and still has the original owners name on it as owner. then look for a release of lien from the bank. the bank may not file this with the local authority. you have to get the bank to admit that they have dropped it from their books. thats hard to do sometimes. i am working on one right now that i am sure the bank has dropped it, but they will not admit it to me. it has been sold from one bank to another, to another, and so on. i literally have a paper from the court showing that one bank sold it to another, but i cannot get bank #2 to tell me that they own it. they claim to be just the trustee. bank #2 filed the starter paperwork for foreclosure over 3 years ago, and have done nothing since. 3 years of back taxes on the place, no one takes care of it and even their lawyer told me that the case is closed. but the bank won't tell me that they dropped it. patience and persistance works here guys. i will get it, and so will you. just keep working at it