If we were running a cap rate on these you'd have a worse return than just going and getting some CDs from your local bank and YOU would then have the fun of dealing with tenants paying less than 50% of market rates (assuming your numbers are correct).There's no deal to be had here unless you can bring her down significantly on her ask.

When I requested she run the numbers at 75% LTV, she then told me that there was a cap on the amount I could get (amounts to under 75%), and I would also have to pay points for that loan (75% LTV scenarios were at 0 points).

This perspective is quite common in the MF sector, especially where sales comparisons are largely based on the asset's condition and financial performance (NOI which leads to a cap rate).When comparing two properties with similar capital expenditure needs, the industry standard is to evaluate them based on a cap rate.

That's ok so long as you have a solid plan for when you have a cap ex. 

It puts a cap on how much protection purely domestic LLCs can offer.Now, I'm not here to bash LLCs.

@Muhammad Soroya A cap rate is set every time a transaction closes.

I've come to understand in the past few years that with my current skills there is somewhat of a cap on my earning potential.

“What is a cap rate” is an easy inquiry. it’s the specific rent data questions you have that will likely not return anything accurate. 

You can take 50% of your 401(k) value as a loan, with a cap of $50,000. 

An investment property bought with cash may have a cap rate between 5-7% and appreciate another 3-4%, giving a slightly higher 8-11% return.