I've done refis with section 8 tenants in the units from traditional banks and dscr lenders.

I have a few banks and family offices I've worked with for years that will definately do the deals with me. 

These same banking regulators required banks (which include Trust Companies) to hold reserves of safe assets.

If you're looking for a great lender who can get you to the finish line, including getting creative if there's any problem with your loan, contact James Mahieu with Northpointe Bank.

If my business owner bank statements did not gain me an approval, I was going to go the hard money route.

There are also additional costs of operating and maintaining an LLC, like separate bank accounts, annual report filings, tax filings, etc.2.

If your asset is older and/or smaller, you may have better luck with local community banks or credit unions.

Here’s a quick overview of potential pros and cons, along with general advice on working with hard money lenders like them.Pros:Flexible Financing Options: Rehab Financial Group often specializes in real estate investing and provides hard money loans for BRRRR deals, which may be a good match for your needs.Quick Funding: Hard money lenders like Rehab Financial can sometimes offer quicker access to funds compared to traditional banks, which is important for BRRRR investors looking to move fast on properties.Cons:Higher Interest Rates: Hard money lenders usually charge higher interest rates than traditional financing sources.

When loans were called, was it due to specific triggers like delinquencies, insurance lapses, or low-interest rate portfolio loans held by smaller banks?

@Shin Nishikawa Right now it is still difficult for foreigners to get financing from Japanese banks.