-What Form would I use without being a NAR member: That is a good point, I suppose I could join NAR, and just not the MLS.

Then the day before we were supposed to close they asked for another 3 week extension.

You shouldn't be creating contracts supposing you are the mortgagee until you are the mortgagee.

@Rafael Roone thing to consider - most folks in your position who are in California and buy in a supposedly low cost market - Memphis, Kansas City, Baltimore, Cleveland - don't have the right expectations. 

Suppose you have $46,000 mortgage at 8% interest on restaurant, $22,900 SBA loan, $3,900 at 1.75% interest on a microloan, $23,00 on temporary 0% interest credit cards all for the same business totaling $95,000 in debt. 

The posts also read like advertisements/ something a scammer would write, and the property address somebody mentioned above that supposedly closed in 45 days, hasn't sold since 2006...

i sold one last year that was supposed to be a BRRRR but didn't pencil. 

Allegheny county (which is the County the actual city is in) has actually closed their voucher program to new recipients and are supposedly backed up on a 2 year+ waitlist to process what is in the queue.

HUD has been more responsive than the people supposedly representing me at Chase.

I suppose what I’m trying to figure out is: if my property is 1.5 - 2 miles (30+ min walk) from the closest cluster of hospitals, how much will that impact the units desirability for most nurses?