Your state law and notice can be found online. 

Are you currently working on lining up funding or looking at potential properties yet? 

Although , double closing is more expensive , I feel it’s a little more legitimate than assigning.

If the software is not simplifying your life or making you more accurate, you shouldn't use it.Software does have extremely helpful features like online payments, marketing syndication (click a button, and your property is advertised on multiple sites), electronic document review/signing, maintenance tracking, and owner reports.

There are mortgage recast calculators online or you can reach out to your lender.P+I payment will go from 2155 to ~1800 given the numbers you provided.

Every PM operates differently, and at the end of the day, there is tons of information you can navigate on your own in the beginning stages online, but surely there will be PM's that would be more than happy to assist you on journey. 

I have never heard of this metric and don't see any information on it online.

I still get junk leads but that is to be expected on just about every online lead platform.

Build your network by joining local real estate investor meetups or online communities like BiggerPockets.

I think first step is to find legitimate comps that match and support your 130k valuation and dispute the report to give the appraiser a chance to fix the report.